Monday, June 25, 2012

180 Whirlwind Estate: Butcher Mansion Basement

This beautiful wine cellar is NOT in the Butcher mansion. 
The REALTOR with the listing for 180 Whirlwind Estate, also known as Jake Butcher Mansion, also known as 182 Whirlwind Lane, provided me with a brief history of the Butcher home. Being a local I was already familiar with the home. I'd already been inside it and I'd read every article and document about it I could get my hands on. The description provided to me by the Realtor was awe-inspiring. Unfortunately, the description provided to me was completely misleading.

I don't know where the Realtor got the description but I can tell you it was either from decades past or from someone who has never seen the home.

One of my cousins who toured the property with me got into the car following our tour and said, "Wow. That is some serious false advertising."

The description I received stated: "Beneath the kitchen wing of the house is a basement with special storage rooms to hold a grocery store full of items as well as storage for tools and a workshop. There was also a bath and game room with pool table and one of the states finest private wine cellars."

There's a mix of tenses in the above two sentences but I'm not going to dwell too much on that because I've been known to do that myself. I merely wish to point out that there is a basement beneath of portion of the kitchen wing of the house. There is some storage. There is a room and there is a cellar.

However, the space offers nothing more than a bare-bones, depressing state of disrepair.

There's a game room, of sorts. It's a dark, square room with low ceilings and acoustic tile. Some of the ceiling tile is missing and a jungle of wires and pipes are exposed. There's rot, mildew and mold. There's also animal feces. The basement, indeed, assaults the nostrils with its formidable scent.

There are doors leading from the "game room" to a tunnel that goes out to the tennis courts. The tunnel is not entirely underground: it's more like a Mean-Joe-Green-Have-a-Coke-and-a-Smile kind of tunnel. The doors opening to the tunnel have two square windows spray painted black. There is no light in the basement.

The wine cellar is most definitely not "one of the states finest private wine cellars" not by any stretch of the imagination. The "wine cellar" looks more like an old English dungeon where one might store bodies - only not as nice as a dungeon.

The storage space that would supposedly house a grocery store might store the contents of a 2-car garage - if you exclude cars and lawn equipment.

If I had to guess based on memory and the fact that we were in total darkness, I'd guess the entire basement comes in at 2,000 sqft tops.

See, here's the thing: I hate being lied to. I really do. I especially hate when someone tries to sell me a lie. The advertising I have seen regarding the Butcher mansion goes beyond optimism and delusion, it is, in my opinion, a flat-out lie.

It's time to get real. You want to see the basement? This is video taken when my family and I toured the house with the Realtor.





Wednesday, June 13, 2012

Jake Butcher Mansion: So Sad

People, the Butcher Mansion is sad: it really is.

Yesterday, I showed the original floorplan for the second floor (seen left). I compared the Butcher's decorating style to the style of the Ron Burgundy character in Anchorman.

During the Butcher's time the home was tacky. Now, it's just sad.

Rumors circulated for years that Butcher had at least one toilet lined with gold coins. I personally have not seen said toilet but I've heard the rumor repeatedly from various sources. Of course, that doesn't make it true: but based on the decor I saw after the Butcher's left, I wouldn't doubt it.

Do you think Oprah has a toilet in her home that allows her to sh** on money?

I don't think so.

Do you think Nelson Mandela flushes to the sound of toilet water swooshing over gold coins?

Not likely.

Why? Because that is ridiculous.

You know what else is ridiculous? Commercial Bank in Farragut, TN thinking they're going to get $1.2 million for the Butcher Mansion with its current condition and exorbitant maintenance costs.

Developers bought the Butcher estate at auction in 1993 and turned the (approximately) 22,000 sqft mansion into 5 condos: two on the first floor: two on the second floor: and one on the third floor: the basement was left a basement.

Condo #3 is on the second floor and takes up the entire right side of the above floorplan.

The developers made a few tweaks in the build as far as closets and laundry areas, but this is the gist of the plan that exists today.

The changes you'll notice are:
* You no longer have access to the right side of the house from the stair landing. That former hall doorway has been closed off to make a half bath.

* The entry to condo #3 (and condo #4) are through the front door on the first floor, up the winding staircase and through what was once a sitting room.

By the way, there's no elevator in this 22,000 sqft, 4-level home. I hope you enjoy a solid workout because you're going to get one every time you carry in the groceries or a sleeping child.

* The developers took the two bedrooms that once faced the marina and turned it into a living room. There's a pitiful little fireplace in the corner.

* What was once a two-story sunroom on the first floor has since been closed off and is now a family room for Condo #3. Which I have to say, I like the idea of closing that off. It's difficult to decorate 24 ft walls and it's a pain in the ass to heat wasted space. So close it in: that works for me. And there. That was a compliment.

The family room has a really spectacular circle window that looks out to the garages of the homes blocking what was once a rolling pasture and water view. oh well. Actually, if you stand on the far right side of the window and lean to your right as far as you can without falling, then look diagonally to your left, you can catch a peak of the water. So there's that.

* Do you see the dining room, kitchen and master bedroom area in the revised floorplan? That used to be the Butcher's playroom for their kids. This space is huge! How huge? Based on my calculations, the former playroom area is approximately 2,000 sqft. My entire house in Colorado comes in at approximately 1,800 sqft. A 2,000 sqft foot playroom is mind-boggling.

So let's take a look at a couple of images from Condo #3, shall we?
Jake Butcher's Whirlwind Estate - Condo #3 Living Room
This is what you see when you walk through the front door of Condo #3. There's a corner fireplace with a surround made from materials you can pick up at Home Depot for $125. The corner tv unit offers your eyes a secondary black box to look at: so, when you walk into the entry of this condo your eyes shoot off in different directions. Nice. There's absolutely no focal point. And with the duct work above the tv cabinet running the length of the room, this looks like a cookie-cutter, new-build basement to me.

This is the guest bedroom in the original floorplan with the bathroom to the right
There is absolutely nothing special in what the developers did to this house. The former Butcher residence in Clinton, TN can no longer be described as an estate or even a mansion. It's a great big, hacked up, quickly deteriorating, public nuisance. The cost of restoring and maintaining this home is astronomical. No one in their right mind is going to buy this place. And that's why my offer still stands. The question of whether or not I'm in my right mind is still up for debate.

Condo #3 & #4 have a family room like this. The window is great. The view? Not so much.

This is the kitchen in the 3rd condo. There is nothing right about this. I don't feel I need to go into the dated lighting, the dated floors, the old appliances and everything else that's wrong here: the bottom line is there shouldn't be a kitchen here at all. The developers destroyed the resale of this home when they chopped it into boring, unremarkable, terribly-expensive-to-maintain, condos.


This sadly, is the master bedroom in condo 3. There is very limited natural light (electricity is off). You can see where sheetrock has been removed. There's no flooring. The ceiling fan is cheap and, again, it is soooo dark.


And this, my friends, is the master bath. What can I say that hasn't already been said?

Mmm. Mmm. Mmm. Heavy sigh. Heavy sigh.

Tuesday, June 12, 2012

Original Floorplan for the Butcher Mansion: The Second Floor

This is the original floorplan for the Butcher Mansion - the second floor.

I first saw Whirlwind in 1991 after the second owners lost the home to foreclosure.

Though the second owners had the home for approximately 6 years, they hadn't made any significant changes to the home's original decor.

Prior to developers dividing Whirlwind into condominiums, the mansion's first floor sunroom and conference room rose approximately 24 feet to meet the height of the second floor's ceiling.

Butcher's "upper office" housed a jacuzzi. That's it. Just a big jacuzzi in a nondescript room overlooking the conference room below.

The decor of the master bedroom was - and I'm pretty sure I'm right about this - inspired by the great Ron Burgundy. I have included video of the legendary Anchorman below for your viewing pleasure. Warning: This video showcases highly potent, full-on sexual tension. You might not want to watch it at work or in front of impressionable children.





In classic Ron Burgundy style, the Butcher mansion's wallpaper made a statement. And that statement was: 'look at my giant peacock.'

A shimmering Saturday-Night-Fever silver - if you can picture it - served as a not-so-subtle backdrop to the wallpaper's main design element: giant peacocks. The metaphor was not lost on anyone.

Apparently, the "less is more" theory of design was not a theory to which the Butcher's subscribed. It's a little known fact that giant peacocks will not go ignored. They preened on those walls, exposing themselves in every corner of the room, reflected in every square tile of the mirrored ceiling. All around me peacocks undressed me with their beady little eyes. I have to say, I felt a little violated.

Later today I'll post the floorplan of Whirlwind's 2nd floor condo conversion. Until then: you stay classy Anderson County.

Thursday, June 7, 2012

Jake Butcher Mansion: Is the Address 182 Whirlwind Lane or Not?

Is the Butcher Mansion address 182 Whirlwind Lane or not?

It seems like a straight forward question, right? Unfortunately, it isn't. It appears no one really knows what the address is.

When the Butcher's lived in Whirlwind the address was on Old Emory Road. But when the developer came in and subdivided the land and hacked the mansion into 5 tacky condominiums everything changed.

Commercial Bank in Tennessee has the property listed on their website as 182 Whirlwind Lane Clinton TN.

The Realtor has the property listed on her site as 180 Whirlwind.

The Property Assessor's office has the parcel identified as 123 Whirlwind Point.

The CRS (courthouse retrieval system) the Realtor uses has the property listed as separate units: 123 Whirlwind Point, 182 Whirlwind Point, 186 Whirlwind Point and no number Whirlwind Point. There's a condo missing in there somewhere. And wouldn't it make it easier to just have one correct address listing units 1-5 or A-E so people can figure out what's what and who's who? Is that so hard?

The deeds all use legal addresses that start with "Beginning at a point on the West edge of Wing Wall and Whirlwind Point Road running South 45 deg. 45 min. West, 112.64 feet to a point; Thence on a curve having a radius of 400 Feet, and arc length of 266.21 feet, a chord bearing and distance of South 26 deg..." Jesus, Mary and Joseph!!! Just tell me the frickin address!!! The legal description goes on for three quarters of a page and never gives a street address.

Also, did you notice how the legal description identifies Whirlwind Point ROAD? You won't find a Whirlwind Point ROAD in any other documentation.

Isn't that nice?

The Trustee's office has the Butcher mansion address as 123 Whirlwind Point not to be confused with 123 Whirlwind Point LANE which is a totally separate parcel with a completely different owner.

The copy of the utilities I have in my possession identify the property as 182 Whirlwind Point Lane.

Zillow identifies the property being just off Whirlwind Drive but there is no other record that identifies any street named Whirlwind Drive in that area. Google maps has it listed being just off Whirlwind Point Lane.

At one point, the Realtor told me the bank representative had his attorneys working on turning the condos back into a single family residence because the Home Owner's Association was charging the bank for 5 separate units.

Well, if anyone made a few clicks on their computer they would have learned that the property was converted back to a single family residence in January 2007 - that's over 5 years ago, people. 5 years.

And the Trustee's office - the one who bills taxes every year - has the Butcher mansion listed as a single family residence. The property taxes for a single family residence in Anderson County are based on 25% of the total property value. A commercial property, which a condominium unit would be, is based on 40% of the total property value. The Butcher mansion total property value is multiplied by 25%, which makes it a single family residence, and then that figure is taxed 2.532%.

Do you know how I found that out? I made a few clicks on my handy dandy computer and then I made a phone call to the Trustee's office. I had all that information in about 5 minutes. I wonder how much Commercial Bank is paying those attorneys since they were supposedly working on that for weeks?

FYI: the Trustee's office has the total property value of the Butcher Mansion listed at $1,711,400 which is waaaay too high for the condition of the property. Makes you wonder if anyone actually went out to the property or if they just based it on previous records?

So, Commercial Bank is paying attorneys to do work that's already been done. They're being billed Homeowner Association Fees 5 times what they should be paying. However, the bank representative told me he refuses to pay the association fees so I guess it doesn't really matter, does it?  Oh, but it will. But that's a whole 'nother topic. The appraisal the Trustee's office is using puts the taxes at $10,833. Commercial Bank must continue to pay those taxes or risk losing the property to Anderson County. If only Commercial Bank could figure out what they're paying taxes on.

Wednesday, June 6, 2012

180 Whirlwind Clinton, TN Blog: Don't Hate the Player, Hate the Game

In yesterday's post I linked to the video I put together on the coal ash spill in Harriman. I linked to it because of the Butcher Mansion's proximity to Bull Run Steam Plant. Bull Run is a coal-fired electric generating plant. Coal by itself is not dangerous but the byproduct is. When you grow up in Oak Ridge and you're told not to eat the fish in the lakes because of the Mercury, you take it for granted. Oh, okay. Don't eat the fish? Mercury? Sure. What they don't hammer home is that Mercury is a known carcinogen and has shown to cause reduced levels of intelligence in children. And Mercury's merely one of the issues you have to worry about with a coal-fired plant.

The Oak Ridger reported that after a fire broke out at Bull Run in April of this year, TVA stated they were continuing to monitor the "hot spots." They're not talking about heat from the fire when they say 'hot spots', they're talking about levels of toxicity.

Immediately following the terrorist attacks on 9/11, employees at the plants were sent home and the plants went on high alert. Why? Because the plants are known targets for terrorists due to the dangerous materials they produce.

I'm fired up today because when I went to post that link, I read through some of the comments on the video. I know I shouldn't have. I told myself after the first year to stop. People are ignorant - they probably ate the fish.

People said it didn't happen, it's not toxic because TVA said it wasn't, we're making a big deal out of nothing, people are just trying to take advantage and get paid, the pictures were doctored, the before shots were not taken at the spill site, people are faking illness. It gets to me. Particularly because it's my family, my friends and it's real.

Another recurring comment that gets to me is when people attack the lifestyle that was lost. "Oh, the poor rich people lost their homes, boo-hoo." That's why I labeled this post "Don't Hate the Player, Hate the Game." I should have titled it, "Don't Hate the Player, Hate YOUR Game."

To these people I say: First of all, dummy, there were people of largely varying economic backgrounds in that area. They were all impacted.

And the bullshit victim mentality you display because you don't have any money is nauseating. If you don't like where you are in life, you have no one to blame but yourself.

Yes my parents had a very nice home on the water. But they started out barely scraping by, living paycheck to paycheck. If they ran out of food, it was gone. If they couldn't pay utilities, they got shut off. They sacrificed, they saved, they took low paying jobs in exchange for college reimbursement in order to make it happen. And in their spare time, which wasn't much, they took what they were good at and found a way to make additional money. They saved, they budgeted and they eventually built their dream home on the river. And two years later, it was lost.

My brother is adopted. He had a shitty childhood. He was taken from squalor, separated from his brothers and bounced around from foster home to foster home until he joined our family. He struggled. He got in with a bad crowd, got into things he shouldn't have, lived out of cheap motels. He used to say, "this is just who I am. I was born this way. It's in my DNA." To which I would reply, "Yeah, it's called the Camaro gene and you can overcome it." Eventually, Russ decided he had had enough of that life. In his thirties, he went back to school. He got a technical degree. He now has a great job, insurance, 401K, company car, company phone and he's going to be buying his first house. It took him a while, but he did it. He chose to make a better life for himself and his son.

My husband's parents were divorced and money was tight. Mike went to college on student loans, a music scholarship and a baseball scholarship. But then halfway through college, he dropped out. He dropped out to join the Air Force. The Air Force provided him a roof over his head, free meals at the chow hall, insurance, free college tuition and the opportunity to better himself. When we got married, even with the regular paycheck the Air Force provided, we were living below the poverty level. But we didn't stay there for long. Mike continued to go up in rank. The Air Force paid him to finish his Bachelors degree. Ten years into his enlistment, Mike chose to apply for the officer program and he made it. The Air Force then paid for Mike to get a Master's degree. Mike will be retiring in a few months as a Major. He's going from a six figure income into another six figure income and he'll have a $30,000 pension and insurance from the Air Force for the rest of his life. To this day, I clip coupons, I shop at Goodwill, I buy second-hand furniture and I run out the door for a Craigslist curb-alert. I will never buy a new car, my old Ford Windstar minivan is still running and it's paid off. I will drive it until duct-tape can no longer hold it together and keep it on the road. And then I will get another cheap-ass car.

Not enough hardship for you? Look at Oprah Winfrey. She came from poverty and abuse and was rejected time after time in her pursuit of bettering herself. She had doubts, insecurities, seemingly insurmountable odds but she made it. She made herself a legend and an inspiration to millions around the globe.

A movie was made about the story of Chris Gardner. He was struggling to get by, had a five year old son, his girlfriend left him, and he decided he had to come up with a plan to better himself. He took an unpaid internship that offered a better future. It was a hardship: he was homeless for a year. Homeless with a five year old. They slept on the streets, in homeless shelters and in locked metro station bathrooms. But he overcame his hardships and went on to become a millionaire.

If you didn't get a solid education, read! If you can't read well, ask for help. Ask anyone. Read biographies, read business books, read self-help books, read motivational books that inspire you and academic books that interest you. Read everything you can get your hands on. And I don't mean you have to buy these books. Borrow them. Beg for them. Whatever excuse you have, believe me, I can counter it with a solution.

If you're on disability and can't work, get on the computer. Don't have a computer? Ask. People are always upgrading and you can get one for free. But you have to ask. Can't afford an internet connection? Go to a library. Go to a friend's house. Barter in exchange for using someone's computer. Don't know how to use the computer and make money with it? Ask. There are teenagers barely out of middle school making more money online than their parents who work a steady 9 to 5.

I'm not a particularly religious person. Actually, I can't say I'm religious at all. But I do know the catch-phrase 'ask and ye shall receive.' The way I interpret that is not, 'pray and ye shall get'. I interpret it as, ask yourself what you need to do to better your situation. Ask how. Ask why. Ask what. Ask and you shall receive: an answer, a solution, an inspiration, an idea, or a hand to guide you to where you want to be. But you're not going to get anywhere unless you ask and take action.

If you like where you're at in life, rich or poor, congratulations. People can go their whole life without ever feeling happy or content - regardless of their financial situation. But if you're bitching and whining about how you have nothing, know this: you are both your problem and your solution.

Tuesday, June 5, 2012

Clinton, TN Mansion vs a Colorado Springs, CO Mansion

When I made my pitch to Commercial Bank in Farragut TN for the Jake Butcher Mansion in Clinton, TN I was confident my proposal was solid. I still am. I felt I was at an advantage as far as knowledge about the house. I came prepared with a thorough presentation, comps, research, the entire deed history, photos of the home and, of course, my offer.

The biggest mistake the bank representative made (other than telling me the bank's bottom line) was that he told me he's also an appraiser. See, that's a problem because now I've lost all respect for the man. You cannot tell people you're an appraiser and then demonstrate how very little you know about the house and the area you're selling.

Here's the thing: the bank is upside down on the Butcher mansion. But who cares? Certainly not me. They took on a bad loan with a guy who was borrowing from bank A to pay bank B to pay bank C and so on. They were the last bank to come in on the deal and they got screwed. Not my problem. I'm looking for a deal, not a pity party.

Just because a house has a lot of square footage does not mean you're going to get a buyer willing to pay your million dollar asking price. In fact, Whirlwind's square footage is actually a negative for today's buyer. It is ridiculously expensive to maintain this home. Former Banker Jake Butcher lived there because his in-laws lived next door. He flew by helicopter to get to work in Knoxville. He was afforded such luxury because he was embezzling millions of dollars from his depositors. He went to prison, lost the home through bankruptcy, and every buyer who has taken a loan against Whirlwind since has ended up in foreclosure. It doesn't matter what your asking price is. It doesn't matter what you believe the appraised value to be. What matters is, do you have a buyer? And if that buyer is borrowing your money, can they afford the home in the long run?

Commercial Bank has a fund to pay off bad loans. When they have too many bad loans bank regulators start sniffing around. Which is another mistake the bank representative made when he said, "If we could just get the damn regulators off our back, we'd be fine." Uh-huh. I believe that's what the Butchers said once upon a time. Unfortunately for the Butchers, those "damn regulators" didn't go away.

Whirlwind is located in an area where the median household income is $35,000. It has no view, it's very close to Bull Run Steam plant - which if you know anything about my family and coal ash - you'll know I'm not a fan of coal ash. It's miles away from any restaurants, shopping or businesses, let alone cultural activities. The area has a higher tax rate than nearby, more desirable Farragut. There were 10 known meth lab quarantines in the Clinton area code for the month of April 2012. To get to the house, you have to pass homes in the $100,000 or less price range. Not that that's a bad thing, it just doesn't support Whirlwind's million dollar price tag.

And with Whirlwind, this is what you're getting...
Structural issues out the wah-zoo
missing mortar, busted drains, mold, dry rot, single-pane windows
Old-ass kitchen, trailer-esque laundry room
And are you kidding me with this bathroom?!



$1.2 million? Are you out of your freaking mind?

In contrast, this former bank-owned home in Colorado Springs sold for $1.6 million. The median household income in Colorado Springs is $108,451. The house is surrounded by homes starting in the mid-$400s up into the low millions. This particular home is in a guard-gated community in a fairly large town with lots of activites close by. Membership to the athletic club, social club and golf club were included and are within walking distance. Radiant heat floors, whole house security system, whole house surround sound, immaculate, amazing attention to detail is what the lucky investor received.

In a million dollar home, like this one, people expect to see:

Cool features like this kick-ass bar
It changes colors

Right before your eyes - and next to it: a cigar room & wine cellar
and did I mention the billiards and poker room? Well I just did.
A bath with heated floors, tv, separate vanities and SEPARATE TOILETS, ladies!
Check out that tub and behind it, an indoor-outdoor shower like you've never seen before!
Look at the detail on that ceiling!
A frickin' waterfall? Whaaat?! And it's timed to music? Get out!
Yeah, that's the kitchen and it's so big I can't even show all of it here
Or here! There's still more kitchen! I'm not kidding!
OMG! Stadium seating theater that seats 16? I have died and gone to heaven. 
This entry says to me, "Welcome to my home, bitches! Waz up?"
Even on a gloomy day, this house is gorgeous!



$1.6 million for this house is a smokin' deal! $1.2 million for the Butcher mansion is idiotic!

It's funny, the Butcher Mansion in Clinton, TN is marketed as a Tara-style, Gone with the Wind home. Sonya Butcher worked with her builder to create her vision of the fictional southern plantation. So enamored with the story, she named one of her daughter's Scarlett after the main character. The Colorado home was built by my friends Paul and Tara Rising of Tara Custom Homes. And yes, Tara's mother named her after the plantation home featured in Margaret Mitchell's Pulitzer winning novel.

Alright peeps, I have things to do. More to come....

Friday, June 1, 2012

Jake Butcher Mansion: Mold Issues

One of my biggest concerns for bringing the Butcher Mansion back to a habitable condition is the cost of mold remediation. The smell of mold and mildew in this home is overwhelming. It hits you before you cross the threshold and in certain areas it constricts your throat and burns.

Thankfully, we have a hazmat professional in the family. Shortly after beginning his tour, Zack donned his hazmat suit and provided masks for all of us.

The basement, the main floor and the second floor are major problem areas. You can see where someone has attempted to clean the mold or worse, painted right over it. Whatever the case, it's bleeding through. And it's everywhere. Most of it appears to be surface mold but there are areas throughout the house, basement, and garage that are a concern for the more dangerous black mold.

The problem is, as I understand it, you have to take care of all the surface mold first. If you disturb mold, particularly black mold, the spores get airborne and attach themselves to any possible feeding surface which would be all the surface mold that currently exists in the house. Black mold spreads quickly and then you have what I like to call, "a frickin nightmare".

Mold is a big, BIG issue with the Butcher mansion. Clean-up could run five to six figures. You also have the ducts and vents to worry about. It is a massive undertaking.

Here's a little peak inside the Butcher Mansion in Clinton, TN. This video was taken from the second condo conversion on the first floor. Yes, sadly, the Butcher mansion was divided into 5 condominiums years ago but all occupants moved out, supposedly due to the high utility and maintenance bills. The house has since been vacant. The asking price remains $1.2 million and is currently held by Commercial Bank - Farragut, TN is their closest branch.



Moving on from this point we have the ballroom, also part of the second condo conversion.



What are your thoughts on the mold issue? The price of this home?